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HARDNOX ASSOCIATION
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Golf Day
Next Masterclass + Event
NOX COLLECTIVE
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Become a Member
Become a Mentor
Meet the Mentors
TOK EVENT
Masterclasses + Events
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Find a Business Coach
More
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  • Home
  • Golf Day
  • Next Masterclass + Event
  • NOX COLLECTIVE
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  • Meet the Mentors
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Risk vs Protection on insurance

masterclass + event details 15 october 2025

Risk vs Protection - Insurance Masterclass 3pm - 5pm

 

Proudly Sponsored by Insurance insights Australia 

Risk vs Protection – Understanding Insurance in Construction

Brought to you by Hardnox Association
Featuring Guest Mentor: Polina Kesov – Director, Insurance Insights Australia | Commercial Insurance Expert


About This Masterclass

Confused about what your insurance actually covers? You’re not alone.
This masterclass is designed for builders, tradies, and construction business owners who want to protect their business properly—not just tick a box.

What You’ll Learn:

✔ The must-have policies every construction business needs
✔ Common coverage gaps that expose your business
✔ How insurance and contracts work together
✔ Real-world case studies of claims gone wrong
✔ What “being protected” really means—not just insured


This is the session the industry has been missing.
No jargon.
Real examples.
Straightforward advice you can act on.

 Secure your seat now and protect what you’ve built.

 

About the Mentor

 

Polina Kesov - Diploma of Financial Services (General Insurance), Associate CIP 

With over 25 years of experience across broking, claims, and compliance, Delivering a sharp, no-nonsense approach to navigating risk in business.  she leads an independent brokerage that refuses to be tied to any group—ensuring her clients get clear, unbiased advice, especially when dealing with complex or hard-to-place risks.

Supporting  you through emerging risks like cyber threats and champions the use of proactive strategies, including cyber insurance, to protect businesses before things go wrong.

 Polina champions real-world risk strategies and mental health reform. 


Her motto: Action speaks louder than words.

Networking + Building Relationships 5pm - 730pm

Networking + Building Relationships 5pm - 730pm

 

Kick On for the Second Half – Network, Connect, and Raise a Glass

After the masterclass, we’re not just packing up and heading home— We’re kicking on with an industry networking session designed to build real relationships. Enjoy ice-cold beers, wine (included in your ticket) as you connect with other business owners, tradies, subcontractors, and industry leaders.


Meet the Hardnox Mentors 


Join the live Q&A session 


Ask the real questions no one else talks about 


Share wins, challenges, and solutions in a relaxed settingThis is your chance to 


build your circle, not just your business.Good conversations lead to great collaborations.Meeting Point - 



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This Masterclass & Event Has now Concluded!

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Delivered by a qualified contract law expert and business risk strategist, this session will teach you how to safeguard your business, avoid legal pitfalls, and negotiate contracts with confidence. Followed by networking drinks with industry professionals

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Led by Kaveer Soni + 

Michael Emerzidis


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Sponsored by Spot on Asbestos Removal


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This Masterclass & Event Has now Concluded!

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Struggling with cashflow? You're not alone. This session is designed specifically for tradies, subcontractors, and construction business owners who want clarity, control, and confidence when it comes to their finances.





Led by Manpreet Singh +

Michael Emerzidis

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Sponsored by The Perfect Recruit


The Silent Saboteurs – 3 Hidden Gaps Keeping Business Owners From Financial Freedom
Presented by Michael Hazilias — Tech Entrepreneur & Digital Wealth Strategist

Even high-income business owners fall into hidden traps that keep them trading time for money. Michael Hazilias uncovered the three saboteurs holding most leaders back:

  • A misaligned wealth identity
  • Leaky money systems
  • Outdated investment strategies
     

He revealed how modern, automated wealth systems—powered by blockchain and AI—are helping business owners fast-track 


Led by Michael Hazilias + 

Michael Emerzidis

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